How to Get and Use Your MTN MoMo Virtual Card
MTN Uganda MoMo Virtual Card
Shop securely on Elegansify Campus and beyond — no bank account needed. Your Mastercard-powered virtual card, straight from your MTN Mobile Money wallet.
What is the MoMo Virtual Card?
The MTN Uganda MoMo Virtual Card is a digital Mastercard linked directly to your MoMo Wallet. Powered by Diamond Trust Bank Uganda and Network International, it’s regulated and secure, designed for safe online payments — especially for customers without bank accounts.
Why Use the MoMo Virtual Card?
💳 No Bank Account Needed
Anyone with an MTN Uganda SIM can create and use it — 100% inclusive.
🌍 Shop Anywhere Online
Accepted wherever Mastercard is used — including Elegansify Campus.
🔒 Highly Secure
Transactions require your MoMo PIN & OTP. Funds are safe & controlled.
💡 Flexible & Simple
Top up only what you need for each purchase. Easy & convenient.
How to Create Your MoMo Virtual Card
Step 1
Dial
Step 2
Select Virtual Card by MoMo
Step 3
Choose Create Card & confirm with MoMo PIN
Step 4
Get card details (16-digit number, expiry & CVV by SMS)
How to Load Money onto Your Virtual Card
- Dial
*165*70# - Select Virtual Card by MoMo
- Choose Top Up Card
- Enter the amount & confirm with your MoMo PIN
- Funds reflect instantly on your card
💡 Always load slightly more than the purchase price to cover exchange & card fees.
Security & Fraud Protection
- Your card is secured with your MoMo PIN & OTP.
- Keep card details private — do not share CVV, expiry, or card number.
- The card is issued via Diamond Trust Bank Uganda and regulated under Ugandan law.
- If fraud is suspected:
- Call MTN Uganda support: 100 (Free) or 0771 001 000
- Report fraud to MTN service centers
- Escalate to the Uganda Communications Commission (UCC) via 0800 222 777
Ready to Shop Smarter?
Get your MoMo Virtual Card today and enjoy secure shopping on Elegansify Campus.
Start ShoppingExclusive for MTN Uganda Mobile Money users